/* Kudimate Modern Theme — inspired by bold fintech landings (owo.app style) */

:root {
  --kdm-cream: #F6F1E8;
  --kdm-ink: #0A1222;
  --kdm-brand-navy: #0A1222;
  --kdm-brand-yellow: #FFCC00;
  --kdm-yellow: #FFCC00;
  --kdm-pink: #FF4D8D;
  --kdm-pink-deep: #E8367A;
  --kdm-sun: #FFCC00;
  --kdm-orange: #FF8A3D;
  --kdm-brown: #5C3D2E;
  --kdm-lime: #C8F135;
  --kdm-navy: #0A1222;
  --kdm-blue: #1E4DFF;
  --kdm-muted: #5A6475;
  --kdm-radius: 18px;
  --kdm-font: 'DM Sans', system-ui, -apple-system, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body.kdm-body {
  margin: 0;
  font-family: var(--kdm-font);
  font-size: 17px;
  line-height: 1.5;
  color: var(--kdm-ink);
  background: var(--kdm-cream);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; border: 0; background: none; }

.kdm-container {
  width: min(1140px, calc(100% - 40px));
  margin-inline: auto;
}

/* Header */
.kdm-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(246, 241, 232, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(15, 27, 45, 0.06);
}
.kdm-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  min-height: 72px;
}
.kdm-logo {
  display: inline-flex;
  align-items: center;
  flex-shrink: 0;
}
.kdm-logo-img {
  display: block;
  width: auto;
  height: 36px;
}
.kdm-logo-img--header {
  border-radius: 0;
  background: transparent;
}
.kdm-logo-img--footer {
  height: 44px;
  border-radius: 10px;
}
.kdm-nav {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: 0.95rem;
}
.kdm-nav a {
  padding: 8px 16px;
  border-radius: 999px;
  transition: background 0.15s ease, opacity 0.15s ease;
}
.kdm-nav a:hover { opacity: 0.75; }
.kdm-nav a.is-active {
  background: rgba(255, 77, 141, 0.14);
  opacity: 1;
}
.kdm-header__actions {
  display: flex;
  align-items: center;
  gap: 10px;
}
.kdm-burger {
  display: none;
  width: 40px;
  height: 40px;
  flex-direction: column;
  justify-content: center;
  gap: 6px;
  padding: 8px;
}
.kdm-burger span {
  display: block;
  height: 2px;
  background: var(--kdm-ink);
  border-radius: 2px;
}

/* Buttons */
.kdm-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.95rem;
  transition: transform 0.15s ease, opacity 0.15s ease;
}
.kdm-btn:hover { transform: translateY(-1px); }
.kdm-btn--sm { padding: 10px 18px; font-size: 0.88rem; }
.kdm-btn--lg { padding: 14px 28px; font-size: 1rem; }
.kdm-btn--dark { background: var(--kdm-brand-navy); color: #fff; }
.kdm-btn--light { background: #fff; color: var(--kdm-ink); }
.kdm-btn--ghost { background: transparent; color: var(--kdm-ink); }
.kdm-btn--outline {
  background: transparent;
  border: 2px solid var(--kdm-ink);
  color: var(--kdm-ink);
}

/* Hero */
.kdm-hero {
  padding: 48px 0 72px;
  text-align: center;
}
.kdm-hero__scroll {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  color: var(--kdm-muted);
  margin: 0 0 24px;
}
.kdm-hero__title {
  margin: 0 auto 28px;
  max-width: 900px;
  font-size: clamp(2.4rem, 6vw, 4.6rem);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.03em;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 10px 12px;
}
.kdm-pill {
  display: inline-block;
  padding: 6px 18px;
  border-radius: 12px;
  line-height: 1.1;
}
.kdm-pill--brand {
  background: var(--kdm-brand-navy);
  color: #fff;
  position: relative;
  padding-right: 22px;
}
.kdm-pill--brand::after {
  content: '';
  position: absolute;
  top: 0.15em;
  right: 10px;
  width: 0.35em;
  height: 0.35em;
  border-radius: 50%;
  background: var(--kdm-brand-yellow);
}
.kdm-pill--yellow { background: var(--kdm-brand-yellow); color: var(--kdm-brand-navy); }
.kdm-pill--pink { background: var(--kdm-pink); color: #fff; }
.kdm-pill--navy { background: var(--kdm-brand-navy); color: #fff; }
.kdm-pill--lime { background: var(--kdm-lime); }
.kdm-hero__with {
  font-weight: 700;
  color: var(--kdm-muted);
}
.kdm-hero__sub {
  max-width: 640px;
  margin: 0 auto 32px;
  color: var(--kdm-muted);
  font-size: 1.05rem;
}
.kdm-hero__actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-bottom: 40px;
}
.kdm-hero__banks {
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  color: var(--kdm-muted);
  margin: 0;
}

/* Feature stripes */
.kdm-stripes {
  background: transparent;
}
.kdm-stripe {
  color: #fff;
  overflow: hidden;
}
.kdm-stripe--pink {
  background: linear-gradient(160deg, var(--kdm-pink) 0%, #FF6B9D 100%);
}
.kdm-stripe--sun {
  color: var(--kdm-ink);
  background: linear-gradient(160deg, #FFE566 0%, var(--kdm-sun) 100%);
}
.kdm-stripe--orange {
  background: linear-gradient(160deg, #FF9F5A 0%, var(--kdm-orange) 55%, #E86B28 100%);
}
.kdm-stripe__inner {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: clamp(20px, 4vw, 56px);
  align-items: center;
  min-height: clamp(320px, 42vh, 460px);
  padding: clamp(40px, 5vw, 64px) 0 clamp(24px, 3vw, 36px);
}
.kdm-stripe__copy {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
  text-align: left;
}
.kdm-stripe__title {
  margin: 0 0 2px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0;
  font-size: clamp(2.25rem, 4.8vw, 3.75rem);
  font-weight: 800;
  line-height: 1.04;
  letter-spacing: -0.03em;
  text-transform: lowercase;
  color: inherit;
}
.kdm-stripe__title > span {
  display: block;
}
.kdm-stripe__title .kdm-dot {
  display: block;
  line-height: 0.85;
  margin: 0 0 8px;
}
.kdm-stripe__title--solo {
  font-size: clamp(2.5rem, 5.5vw, 4.25rem);
  line-height: 1.08;
  max-width: 12ch;
  margin-bottom: 0;
}
.kdm-dot { font-weight: 900; }
.kdm-stripe__modes {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0;
  font-size: clamp(1.5rem, 3vw, 2.5rem);
  font-weight: 800;
  line-height: 1.12;
  text-transform: lowercase;
  color: inherit;
}
.kdm-stripe__modes--light {
  color: rgba(255, 255, 255, 0.96);
}
.kdm-stripe__foot {
  margin: 0;
  padding: 12px 0;
  text-align: center;
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  background: rgba(0, 0, 0, 0.08);
}
.kdm-stripe--sun .kdm-stripe__foot {
  background: rgba(0, 0, 0, 0.06);
}
.kdm-stripe__foot--dark {
  background: rgba(0, 0, 0, 0.14);
}

/* Stripe illustrations */
.kdm-stripe__visual {
  display: flex;
  align-items: center;
  justify-content: flex-end;
}
.kdm-stripe__inner--visual-left .kdm-stripe__visual {
  justify-content: flex-start;
}
.kdm-stripe__illus {
  display: block;
  width: min(100%, 480px);
  height: auto;
  max-height: min(320px, 38vh);
  object-fit: contain;
  object-position: center right;
}
.kdm-stripe--pink .kdm-stripe__illus {
  filter: brightness(0) invert(1) drop-shadow(0 16px 28px rgba(10, 18, 34, 0.22));
}
.kdm-stripe--sun .kdm-stripe__illus {
  filter: brightness(0) drop-shadow(0 16px 28px rgba(10, 18, 34, 0.18));
}
.kdm-stripe--orange .kdm-stripe__illus {
  filter: brightness(0) invert(1) drop-shadow(0 16px 28px rgba(10, 18, 34, 0.24));
}
.kdm-stripe__inner--visual-left .kdm-stripe__illus {
  object-position: center left;
}

/* Phone mockups (legacy) */
.kdm-phone {
  justify-self: end;
  width: min(280px, 100%);
}
.kdm-phone__screen {
  background: #fff;
  border-radius: 28px;
  padding: 24px;
  min-height: 220px;
  box-shadow: 0 24px 60px rgba(0,0,0,0.18);
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.kdm-phone__screen--sun {
  background: #fff8e6;
  align-items: flex-start;
  justify-content: center;
  font-weight: 700;
}
.kdm-phone__screen--orange {
  background: #fff;
  align-items: center;
  justify-content: center;
  text-align: center;
}
.kdm-chat {
  padding: 12px 16px;
  border-radius: 16px;
  font-size: 0.92rem;
  font-weight: 600;
  max-width: 85%;
}
.kdm-chat--out { background: #E8F4FF; align-self: flex-end; }
.kdm-chat--in { background: #F0F0F0; }
.kdm-badge {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 999px;
  background: #E8FFF0;
  color: #1B7D4B;
  font-size: 0.75rem;
  font-weight: 800;
}

/* Ease / QR */
.kdm-ease {
  padding: 80px 0;
  background: var(--kdm-cream);
}
.kdm-ease .kdm-container {
  display: flex;
  justify-content: center;
}
.kdm-ease__grid {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(40px, 6vw, 72px);
  width: fit-content;
  max-width: 100%;
}
.kdm-qr {
  flex: 0 0 auto;
  display: flex;
  justify-content: center;
}
.kdm-ease__copy {
  flex: 0 1 auto;
  max-width: 480px;
  text-align: left;
}
.kdm-ease__eyebrow {
  margin: 0 0 10px;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--kdm-muted);
}
.kdm-ease__title {
  margin: 0;
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: var(--kdm-ink);
}
.kdm-ease__lead {
  margin: 14px 0 0;
  font-size: clamp(0.95rem, 1.6vw, 1.05rem);
  line-height: 1.55;
  color: rgba(10, 18, 34, 0.68);
  max-width: 42ch;
}
.kdm-ease__pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}
.kdm-ease__pills li {
  padding: 0.45rem 0.85rem;
  border-radius: 999px;
  background: rgba(10, 18, 34, 0.06);
  border: 1px solid rgba(10, 18, 34, 0.08);
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--kdm-ink);
  white-space: nowrap;
}
.kdm-qr__card {
  width: 100%;
  max-width: 220px;
  padding: 18px 18px 14px;
  background: #fff;
  border-radius: 24px;
  border: 1px solid rgba(10, 18, 34, 0.08);
  box-shadow:
    0 24px 48px rgba(10, 18, 34, 0.1),
    0 2px 8px rgba(10, 18, 34, 0.04);
}
.kdm-qr__code {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 10px;
  background: #fff;
  border-radius: 16px;
  border: 1px solid rgba(10, 18, 34, 0.06);
}
.kdm-qr__code svg {
  display: block;
  width: 100%;
  height: auto;
}
.kdm-qr__caption {
  margin: 12px 0 0;
  text-align: center;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--kdm-muted);
}

/* Showcase */
.kdm-showcase {
  padding: 80px 0;
  background: #fff;
}
.kdm-showcase__title {
  margin: 0 0 36px;
  text-align: center;
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 800;
  letter-spacing: -0.02em;
}
.kdm-showcase__cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  max-width: 920px;
  margin-inline: auto;
}
.kdm-card-tile {
  background: var(--kdm-cream);
  border-radius: var(--kdm-radius);
  padding: 28px 24px;
  border: 1px solid rgba(15,27,45,0.06);
  min-height: 120px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.kdm-card-tile h3 {
  margin: 0 0 10px;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--kdm-ink);
  line-height: 1.2;
}
.kdm-card-tile p {
  margin: 0;
  color: var(--kdm-muted);
  font-size: 0.95rem;
  line-height: 1.45;
}

/* Security */
.kdm-security {
  padding: 80px 0;
  background: #fff;
}
.kdm-security__card {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 32px;
  padding: clamp(32px, 5vw, 56px);
  border-radius: calc(var(--kdm-radius) * 1.4);
  background: var(--kdm-lime);
}
.kdm-security__title {
  margin: 0;
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.08;
  color: var(--kdm-ink);
}
.kdm-security__title > span {
  display: block;
}
.kdm-security__visual {
  display: flex;
  align-items: center;
  justify-content: center;
}
.kdm-security__illus {
  width: min(96px, 18vw);
  height: auto;
  filter: drop-shadow(0 12px 24px rgba(10, 18, 34, 0.12));
}

/* Steps */
.kdm-steps {
  padding: 80px 0 0;
  background: var(--kdm-cream);
}
.kdm-steps__intro {
  max-width: 640px;
  margin-bottom: 40px;
}
.kdm-steps__eyebrow {
  margin: 0 0 10px;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--kdm-muted);
}
.kdm-steps__title {
  margin: 0;
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.1;
  color: var(--kdm-ink);
}
.kdm-steps__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  padding-bottom: 72px;
}
.kdm-steps__grid article {
  position: relative;
  padding: 4px 0 0;
}
.kdm-steps__grid article:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 18px;
  left: calc(100% + 4px);
  width: calc(20px - 8px);
  height: 2px;
  background: rgba(10, 18, 34, 0.12);
}
.kdm-steps__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 40px;
  height: 32px;
  padding: 0 12px;
  margin-bottom: 18px;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  color: var(--kdm-navy);
  background: var(--kdm-yellow);
}
.kdm-steps h3 {
  margin: 0 0 10px;
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--kdm-ink);
  line-height: 1.2;
}
.kdm-steps p {
  margin: 0;
  color: var(--kdm-muted);
  font-size: 0.92rem;
  line-height: 1.55;
}
.kdm-steps__accounts {
  padding: 64px 0 80px;
  background: #fff;
  border-top: 1px solid rgba(10, 18, 34, 0.06);
}
.kdm-steps__accounts-head {
  max-width: 560px;
  margin: 0 auto 32px;
  text-align: center;
}
.kdm-steps__accounts-title {
  margin: 0 0 10px;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--kdm-ink);
}
.kdm-steps__accounts-sub {
  margin: 0;
  color: var(--kdm-muted);
  font-size: 0.98rem;
  line-height: 1.5;
}
.kdm-steps__accounts-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  max-width: 960px;
  margin-inline: auto;
}
.kdm-account-link {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0;
  min-height: 0;
  padding: 24px 22px 22px;
  border-radius: var(--kdm-radius);
  border: 1px solid rgba(10, 18, 34, 0.08);
  background: var(--kdm-cream);
  transition: transform 0.15s ease, box-shadow 0.15s ease, border-color 0.15s ease;
  text-decoration: none;
  color: inherit;
}
.kdm-account-link:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 32px -12px rgba(10, 18, 34, 0.14);
  border-color: rgba(10, 18, 34, 0.14);
  color: inherit;
}
.kdm-account-link__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  margin-bottom: 16px;
  border-radius: 12px;
  background: var(--kdm-yellow);
  color: var(--kdm-navy);
  font-size: 1.05rem;
}
.kdm-account-link__label {
  display: block;
  margin-bottom: 8px;
  font-size: 0.72rem;
  font-weight: 800;
  color: var(--kdm-muted);
  text-transform: uppercase;
  letter-spacing: 0.1em;
}
.kdm-account-link__desc {
  margin: 0 0 20px;
  flex: 1;
  color: var(--kdm-muted);
  font-size: 0.9rem;
  line-height: 1.5;
}
.kdm-account-link__cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: auto;
  padding: 10px 18px;
  border-radius: 999px;
  font-size: 0.9rem;
  font-weight: 800;
  line-height: 1.2;
  color: #fff;
  background: var(--kdm-navy);
  transition: background 0.15s ease, transform 0.15s ease;
}
.kdm-account-link__cta::after {
  content: '→';
  font-weight: 700;
  transition: transform 0.15s ease;
}
.kdm-account-link:hover .kdm-account-link__cta {
  background: #152238;
}
.kdm-account-link:hover .kdm-account-link__cta::after {
  transform: translateX(3px);
}

/* FAQ */
.kdm-faq {
  padding: 80px 0;
  background: #fff;
}
.kdm-faq__grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 48px;
  align-items: start;
}
.kdm-faq h2 {
  margin: 0 0 12px;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  letter-spacing: -0.02em;
}
.kdm-faq__lead { color: var(--kdm-muted); margin: 0; max-width: 360px; }
.kdm-faq__item {
  border-bottom: 1px solid rgba(15,27,45,0.1);
  padding: 18px 0;
}
.kdm-faq__item summary {
  cursor: pointer;
  font-weight: 700;
  font-size: 1.02rem;
  list-style: none;
}
.kdm-faq__item summary::-webkit-details-marker { display: none; }
.kdm-faq__item p {
  margin: 12px 0 0;
  color: var(--kdm-muted);
  font-size: 0.95rem;
  line-height: 1.6;
}

/* Subscribe */
.kdm-subscribe {
  padding: 64px 0 80px;
}
.kdm-subscribe__inner {
  background: var(--kdm-navy);
  color: #fff;
  border-radius: calc(var(--kdm-radius) * 1.2);
  padding: clamp(32px, 5vw, 48px);
  text-align: center;
}
.kdm-subscribe h2 {
  margin: 0 0 24px;
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 800;
}
.kdm-subscribe__form {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
  max-width: 520px;
  margin: 0 auto;
}
.kdm-subscribe__form input {
  flex: 1 1 220px;
  min-width: 0;
  padding: 14px 18px;
  border-radius: 999px;
  border: 0;
  font: inherit;
}

/* Footer */
.kdm-footer {
  background: var(--kdm-ink);
  color: rgba(255,255,255,0.88);
}
.kdm-footer__cta {
  background: #84ff00;
  color: var(--kdm-ink);
  padding: 48px 0;
}
.kdm-footer__cta-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.kdm-footer__cta-eyebrow {
  margin: 0 0 8px;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  opacity: 0.85;
}
.kdm-footer__cta-title {
  margin: 0;
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 800;
  max-width: 520px;
  line-height: 1.15;
}
.kdm-footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr minmax(200px, 1fr);
  gap: 32px;
  padding: 56px 0 40px;
  align-items: start;
}
.kdm-footer__mid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 32px;
}
.kdm-footer__partners {
  text-align: right;
}
.kdm-footer__partners ul {
  margin-left: auto;
}
.kdm-footer__logo-link {
  display: inline-block;
  margin-bottom: 16px;
}
.kdm-footer__brand p {
  margin: 0;
  font-size: 0.92rem;
  opacity: 0.75;
  max-width: 320px;
}
.kdm-footer__col h6 {
  margin: 0 0 14px;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  opacity: 0.6;
}
.kdm-footer__col ul {
  list-style: none;
  margin: 0;
  padding: 0;
}
.kdm-footer__col li { margin-bottom: 8px; }
.kdm-footer__col a[href^="tel:"] { white-space: nowrap; }
.kdm-footer__col a:hover { opacity: 0.8; }
.kdm-footer__socials {
  display: flex;
  gap: 12px;
  margin-top: 16px;
}
.kdm-footer__socials a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.1);
  display: grid;
  place-items: center;
}
.kdm-footer__bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 12px;
  padding: 24px 0 40px;
  border-top: 1px solid rgba(255,255,255,0.1);
  font-size: 0.85rem;
  opacity: 0.7;
}
/* Responsive */
@media (max-width: 992px) {
  .kdm-stripe__inner,
  .kdm-faq__grid,
  .kdm-steps__grid,
  .kdm-footer__grid {
    grid-template-columns: 1fr 1fr;
  }
  .kdm-showcase__cards {
    grid-template-columns: repeat(2, 1fr);
    max-width: none;
  }
  .kdm-steps__accounts-links {
    grid-template-columns: 1fr;
    max-width: 480px;
  }
  .kdm-steps__grid article::after {
    display: none;
  }
  .kdm-footer__brand {
    grid-column: 1;
    grid-row: 1;
  }
  .kdm-footer__partners {
    grid-column: 2;
    grid-row: 1;
    text-align: right;
  }
  .kdm-footer__mid {
    grid-column: 1 / -1;
    grid-row: 2;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .kdm-stripe__inner {
    min-height: clamp(280px, 38vh, 400px);
  }
  .kdm-phone { justify-self: start; }
}

@media (max-width: 768px) {
  .kdm-stripe__inner {
    grid-template-columns: minmax(0, 1fr) minmax(96px, 34%);
    min-height: 0;
    padding: 24px 0 16px;
    gap: 12px;
  }
  .kdm-stripe__copy {
    align-items: flex-start;
    text-align: left;
  }
  .kdm-stripe__title {
    font-size: clamp(1.25rem, 5.2vw, 1.7rem);
    line-height: 1.05;
  }
  .kdm-stripe__title .kdm-dot {
    margin-bottom: 6px;
  }
  .kdm-stripe__title--solo {
    font-size: clamp(1.2rem, 5vw, 1.65rem);
    max-width: none;
    line-height: 1.08;
  }
  .kdm-stripe__modes {
    font-size: clamp(0.92rem, 3.6vw, 1.15rem);
    line-height: 1.14;
  }
  .kdm-stripe__illus {
    max-height: min(132px, 26vw);
    width: 100%;
  }
  .kdm-stripe--pink .kdm-stripe__illus {
    filter: brightness(0) invert(1) drop-shadow(0 10px 18px rgba(10, 18, 34, 0.2));
  }
  .kdm-stripe--sun .kdm-stripe__illus {
    filter: brightness(0) drop-shadow(0 10px 18px rgba(10, 18, 34, 0.16));
  }
  .kdm-stripe--orange .kdm-stripe__illus {
    filter: brightness(0) invert(1) drop-shadow(0 10px 18px rgba(10, 18, 34, 0.2));
  }
  .kdm-stripe__foot {
    padding: 10px 0;
    font-size: 0.6rem;
    letter-spacing: 0.1em;
  }
  .kdm-nav {
    display: none;
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    flex-direction: column;
    background: var(--kdm-cream);
    padding: 20px;
    border-bottom: 1px solid rgba(15,27,45,0.08);
  }
  .kdm-nav.is-open { display: flex; }
  .kdm-burger { display: flex; }
  .kdm-header__actions .kdm-btn--ghost { display: none; }
  .kdm-showcase__cards,
  .kdm-steps__grid,
  .kdm-footer__grid,
  .kdm-faq__grid {
    grid-template-columns: 1fr;
  }
  .kdm-security__card {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 24px;
  }
  .kdm-footer__brand,
  .kdm-footer__partners,
  .kdm-footer__mid {
    grid-column: auto;
    grid-row: auto;
  }
  .kdm-footer__partners {
    text-align: left;
  }
  .kdm-footer__partners ul {
    margin-left: 0;
  }
  .kdm-footer__mid {
    grid-template-columns: 1fr;
  }
  .kdm-ease__grid {
    flex-direction: column;
    gap: 32px;
  }
  .kdm-ease__copy {
    text-align: center;
    max-width: 100%;
  }
  .kdm-ease__lead {
    margin-inline: auto;
  }
  .kdm-ease__pills {
    justify-content: center;
  }
  .kdm-qr__card {
    margin-inline: auto;
  }
  .kdm-hero__title { font-size: clamp(2rem, 9vw, 3rem); }
}

/* Auth */
.kdm-body--auth {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}
.kdm-auth-top {
  border-bottom: 1px solid rgba(10, 18, 34, 0.06);
  background: rgba(246, 241, 232, 0.96);
}
.kdm-auth-top__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
  gap: 16px;
}
.kdm-auth-top__back {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--kdm-muted);
}
.kdm-auth-top__back:hover { color: var(--kdm-ink); }
.kdm-auth-main {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 40px 0 64px;
}
.kdm-auth {
  width: min(480px, calc(100% - 40px));
  margin-inline: auto;
}
.kdm-auth--wide { width: min(720px, calc(100% - 40px)); }
.kdm-auth__card {
  background: #fff;
  border: 1px solid rgba(10, 18, 34, 0.08);
  border-radius: calc(var(--kdm-radius) * 1.2);
  padding: clamp(28px, 5vw, 40px);
  box-shadow: 0 24px 60px rgba(10, 18, 34, 0.08);
}
.kdm-auth__eyebrow {
  margin: 0 0 8px;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--kdm-pink);
}
.kdm-auth__eyebrow--merchant { color: var(--kdm-orange); }
.kdm-auth__eyebrow--agent { color: var(--kdm-blue); }
.kdm-auth__section {
  margin: 4px 0 0;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--kdm-muted);
}
.kdm-field--full { grid-column: 1 / -1; }
.kdm-auth__title {
  margin: 0 0 12px;
  font-size: clamp(1.8rem, 4vw, 2.4rem);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -0.02em;
}
.kdm-auth__lead {
  margin: 0 0 28px;
  color: var(--kdm-muted);
  font-size: 1rem;
  line-height: 1.55;
}
.kdm-auth__alert {
  margin-bottom: 20px;
  padding: 14px 16px;
  border-radius: 12px;
  background: #fff1f4;
  border: 1px solid rgba(255, 77, 141, 0.2);
  color: #9b1c4f;
  font-size: 0.92rem;
}
.kdm-auth__alert p { margin: 0; }
.kdm-auth__alert p + p { margin-top: 6px; }
.kdm-auth__form { display: grid; gap: 18px; }
.kdm-auth__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.kdm-field { display: grid; gap: 8px; }
.kdm-field__label {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--kdm-ink);
}
.kdm-field__input,
.kdm-field__select {
  width: 100%;
  min-height: 48px;
  padding: 12px 14px;
  border: 1px solid rgba(10, 18, 34, 0.12);
  border-radius: 12px;
  background: #fff;
  font: inherit;
  color: var(--kdm-ink);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.kdm-field__input:focus,
.kdm-field__select:focus {
  outline: none;
  border-color: var(--kdm-pink);
  box-shadow: 0 0 0 3px rgba(255, 77, 141, 0.12);
}
.kdm-field__wrap {
  position: relative;
}
.kdm-field__wrap .kdm-field__input { padding-right: 48px; }
.kdm-field__toggle {
  position: absolute;
  top: 50%;
  right: 10px;
  transform: translateY(-50%);
  width: 36px;
  height: 36px;
  border-radius: 10px;
  color: var(--kdm-muted);
}
.kdm-field__phone {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 8px;
  align-items: center;
}
.kdm-field__phone > span {
  min-height: 48px;
  padding: 0 12px;
  display: inline-flex;
  align-items: center;
  border-radius: 12px;
  background: rgba(10, 18, 34, 0.05);
  font-weight: 700;
  white-space: nowrap;
}
.kdm-auth__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
}
.kdm-check {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  color: var(--kdm-muted);
}
.kdm-check input { width: 16px; height: 16px; }
.kdm-auth__link {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--kdm-pink);
}
.kdm-auth__link--strong { font-weight: 800; }
.kdm-auth__captcha { margin-top: 4px; }
.kdm-auth__submit { width: 100%; margin-top: 4px; }
.kdm-auth__foot {
  margin: 24px 0 0;
  text-align: center;
  color: var(--kdm-muted);
  font-size: 0.95rem;
}

@media (max-width: 640px) {
  .kdm-auth__grid { grid-template-columns: 1fr; }
}

/* WhatsApp widget */
.kdm-whatsapp {
  position: fixed;
  right: clamp(16px, 3vw, 24px);
  bottom: clamp(16px, 3vw, 24px);
  z-index: 90;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px 12px 12px;
  border-radius: 999px;
  background: var(--kdm-ink);
  color: #fff;
  border: 2px solid var(--kdm-brand-yellow);
  box-shadow:
    0 16px 40px rgba(10, 18, 34, 0.22),
    0 0 0 4px rgba(255, 204, 0, 0.12);
  text-decoration: none;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}
.kdm-whatsapp:hover {
  transform: translateY(-2px);
  background: #121c30;
  box-shadow:
    0 20px 48px rgba(10, 18, 34, 0.28),
    0 0 0 4px rgba(255, 204, 0, 0.2);
  color: #fff;
}
.kdm-whatsapp__icon {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: #84ff00;
  color: var(--kdm-ink);
  font-size: 1.35rem;
  flex-shrink: 0;
}
.kdm-whatsapp__label {
  font-size: 0.92rem;
  font-weight: 800;
  letter-spacing: -0.01em;
  white-space: nowrap;
  padding-right: 4px;
}
@media (max-width: 640px) {
  .kdm-whatsapp {
    padding: 10px;
    border-radius: 50%;
    width: 56px;
    height: 56px;
    justify-content: center;
  }
  .kdm-whatsapp__label {
    display: none;
  }
  .kdm-whatsapp__icon {
    width: 36px;
    height: 36px;
    font-size: 1.25rem;
  }
}